This expense tracker is designed for entrepreneurs, freelancers, and small business owners who need a simple way to log income and expenses throughout the month. The sheet features columns for transaction date, details, income, expenses, and a running balance. Two versions are included: one with standard centred margins and one with wide margins for binder filing. You’ll also receive both A4 and US Letter sizes, plus a GoodNotes‑ready file for digital note‑taking on tablets.

By tracking income and expenses on the same sheet, you can see your cash flow at a glance and catch trends quickly. The clean design encourages regular updates, which is critical for budgeting, tax preparation, and pricing decisions. Entrepreneurs often use this tracker to log sales, business expenses, and transfers between accounts, while households use it for personal budgeting. Because the sheet doesn’t include unnecessary columns or complicated formulas, it’s straightforward to fill out and reduces the time spent on bookkeeping.

The GoodNotes version allows you to write or type directly on your tablet, making it a modern alternative to paper. You can duplicate pages for different months or categories, then file them digitally or print them later. The ability to choose between paper and digital means you can adapt the tracker to your workflow. As a digital download, it’s available immediately, and you can print unlimited copies. Use it in combination with other finance templates, such as petty cash logs or bill trackers, to create a complete system that helps you manage money confidently.